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CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES

 When you submit a registration form on the Site in connection with a request for information on loan-related products and/or services, you are submitting a request to be connected with independent, third-party lenders ("Third-Party Lenders"). In order to facilitate your request for loan-related products and/or services, we and our Third-Party Lenders may require your consent to use and accept electronic signatures, records and disclosures ("E-Consent"). This Consent for Electronic Signatures, Records and Disclosures (“E-Consent Form”) notifies you of your rights when receiving electronic disclosures, notices and other information. By clicking on the link consenting to our Terms & Conditions of Use, you acknowledge that you have read and agreed to this E-Consent Form, and that you consent to conduct transactions using electronic signatures, and to receive electronic disclosures, electronic records and electronic contract documents from us ("Electronic Disclosures").

OPTION FOR PAPER OR NON-ELECTRONIC RECORDS

You may request to receive disclosures and other records from Third-Party Lenders in paper form, instead of as Electronic Disclosures, by contacting the applicable Third-Party Lender(s) directly. They will provide paper copies at no charge and will likely retain all Electronic Disclosures as applicable law requires. You may request to receive disclosures and other records from us in paper form, instead of as Electronic Disclosures, by contacting us directly at info@lenditude.com. We will provide paper copies at no charge and will likely retain all Electronic Disclosures as applicable law requires.

SCOPE OF CONSENT

Your E-Consent detailed in this E-Consent Form applies to all interactions that occur online between you and the Third-Party Lenders, including clicking through buttons, checking boxes or other industry standard practices and processes implemented by us and our Third-Party Lenders, and includes those interactions engaged in on mobile devices, including smart-phones and tablets. In reliance on your E-Consent, the Third-Party Lenders may process your information electronically, and provide you with Electronic Disclosures in connection with their respective products, services and their transactions with you.

CONSENTING TO DO BUSINESS ELECTRONICALLY

Before you decide to receive Electronic Disclosures from, and conduct business electronically with, a Third-Party Lender, you should consider whether you have the required hardware and software capabilities described below.

HARDWARE AND SOFTWARE REQUIREMENTS

To access and retain the Electronic Disclosures, you may need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128-bit encryption, such as Chrome®, Microsoft® Internet Explorer, or Mozilla Firefox®. To read some documents, you may need a PDF file reader such as Adobe® Reader. You may need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Electronic Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the applicable Third-Party Lender(s).

WITHDRAWING CONSENT

Your E-Consent for our infomediary services and for your request to be contacted by our Third-Party Lenders cannot be withdrawn because that E-Consent is made in connection with a one-time transaction. However, if you are connected with one or more Third-Party Lenders, you are free to withdraw your E-Consent with those individual Third-Party Lenders at any time, and at no charge. If you decide to withdraw this E-Consent, the legal effectiveness, validity and enforceability of prior Electronic Disclosures will not be affected.

CHANGES TO YOUR CONTACT INFORMATION

You should keep any Third-Party Lenders that you may be connected with informed of any change in your e-mail address or physical mailing address.

CONSENT

BY SUBMITTING A REGISTRATION FORM ON THE SITE IN CONNECTION WITH A REQUEST FOR INFORMATION ON LOAN-RELATED PRODUCTS AND/OR SERVICES, YOU ACKNOWLEDGE AND AGREE THAT YOU: (a) HAVE READ THIS E-CONSENT FORM AND CONSENT TO THE PROVISIONS CONTAINED HEREIN; AND (b) ARE SUBMITTING A LEGALLY BINDING ELECTRONIC SIGNATURE AND ARE ENTERING INTO A LEGALLY BINDING CONTRACT. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE ELECTRONIC DISCLOSURES IN THE DESIGNATED FORMATS AS DESCRIBED ABOVE.  PURSUANT TO ANY AND ALL APPLICABLE STATUTES, REGULATIONS, RULES, ORDINANCES OR OTHER LAWS INCLUDING, WITHOUT LIMITATION, THE UNITED STATES ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT, P.L. 106-229 (THE “E-SIGN ACT”) AND OTHER SIMILAR STATE AND FEDERAL STATUTES, YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH ANY THIRD PARTIES, INCLUDING THIRD-PARTY LENDERS, ELECTRONICALLY. FURTHER, YOU HEREBY WAIVE ANY RIGHTS AND/OR REQUIREMENTS UNDER ANY STATUTES, REGULATIONS, RULES, ORDINANCES OR OTHER LAW IN ANY JURISDICTION WHICH REQUIRES AN ORIGINAL SIGNATURE OR DELIVERY OR RETENTION OF NON-ELECTRONIC RECORDS.  YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE THE ABILITY TO PRINT ELECTRONIC DISCLOSURES, OR OTHERWISE KNOW HOW TO STORE ELECTRONIC DISCLOSURES IN A WAY THAT ENSURES THAT SUCH ELECTRONIC DISCLOSURES REMAIN ACCESSIBLE TO YOU IN UNCHANGED FORM.  YOU ACKNOWLEDGE AND AGREE THAT YOU WERE ABLE TO PRINT THIS E-CONSENT FORM ON PAPER OR ELECTRONICALLY SAVE THIS PAGE FOR YOUR FUTURE REFERENCE AND ACCESS. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS OVER THE INTERNET.

 

This is not a federal program and is unrelated to government stimulus.

*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.

*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

*Legal Disclaimer: Helena Funds™ is a marketing company and NOT A LENDER. Helena Funds™ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Helena Funds™ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

Credit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.

ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.

Availability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.

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*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.

*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

*Legal Disclaimer: Helena Funds™ is a marketing company and NOT A LENDER. Helena Funds™ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Helena Funds™ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

Credit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.

ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.

Availability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.

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